I accept unconditionally the terms and conditions under which my voluntary enrollment to the program, which I have selected, will be registered upon payment of due fee/s:

  1. I understand that the price / enrollment fee and/or total fee is/are liable to change without prior notice due to FOREX fluctuations, taxes, costs, etc.
  2. I understand that all ISSA fees are pre-discounted and further discounts may not be available to me on ISSA courses / study materials.
  3. I agree to make this secured payment through CC Avenues in favour of GĀYO FITNESS ACADEMY, Mumbai.
  4. Taxes payable by me include GST as currently applicable.
  5. Where applicable, I will pay the late fees in addition to regular fees in the event of delay in submission of examinations, renewal of certification, etc as per the Rules of BPCA’s College of Physical Education / ISSA / Gāyo Fitness Academy and other education and certification partners.
  6. I accept and agree to abide by the rules relating to education & training, examination / assessment leading to certification for the courses I enroll to.
  7. I will pay extra Rs. 4/- per word as English language translation fee if I submit ISSA exams written in any official Indian language.
  8. In the case of payment by installments (EMI) facility, my enrollment will be confirmed and study material supplied to me only after all EMIs are paid to and realized by Gāyo Fitness Academy. Total Fee payable by EMIs will be the total amount payable as on date of last and final EMI paid as per FOREX / Tax rates applicable on that date.
  9. Refund, if any, to me of fee, for any reason whatsoever, will be effected according to enrollment and refund rules of Gāyo Fitness Academy and / or ISSA / other program and will attract deduction of an administrative fee of Rs. 2,500.
  10. Transfer of enrollment is possible within a reasonable period of time of my enrollment, as per rules of Mumbai University / BPACACPE / ISSA / Gāyo on payment to GĀYO FITNESS ACADEMY of an administrative fee equal to 15% of the enrollment fee. GĀYO will transfer the enrollment only after I submit a letter confirming that I have no objection to the said transfer to the “transferee-student”.
  11. I accept and agree that ISSA / other program / GĀYO FITNESS ACADEMY will issue the certificate only upon my successful completion of the training and / or examination conducted at the end of the course, according to their academic standards, provided the relevant fee is paid in full.
  12. I agree to renew the ISSA / other program and FAI or Gāyo SIMA / First Aid & CPR certificate at the end of validity period by attending workshops / seminars to earn sufficient CEUs / hours during the validity period and by paying the requisite renewal fee at the time of renewal which may vary from time.
  13. I also agree and undertake to comply with the rules and regulations of BPCACPE / other training centre / facility / premises where I will attend training program / course failing which I alone will be responsible for loss of or damage to person / property in the said centre / facility / premises and neither Gāyo Fitness Academy nor its officers or teaching faculty will be held liable for the same. I understand and agree that during the course of the training I have chosen to voluntarily enroll to, I may suffer from exercise-related or non-exercise related sports or other injury / accident. I have enrolled to the training program / course having convinced myself that Gāyo Fitness Academy and its training faculty and training facility providers have exercised due diligence in ensuring a safe training program and I will not hold them responsible in any manner for the injury to me or damage to my property.
  14. EXTRA PAYMENTS: all payments in addition to the course fees including the following will be paid directly by cheque / NEFT / IMPS directly to GAYO FITNESS ACADEMY.
    1. For ISSA students only:
      1. I will pay Rs. 2,000/- by DD / cash (for each ISSA course I am enrolled to) as courier charges for shipping my ISSA Home Study Final Exam Answer sheets from Gāyo in Mumbai to ISSA in USA. I will not pay this extra Rs.2,000/- if I submit ISSA exams directly online.
      2. I will pay Rs. 2,500/- as courier charges for re-submission of ISSA examination/s if I have to re-write the ISSA exams for whatever reasons.
      3. I will pay the late fee / revalidation fee and submit revalidation exam as per rules for submission of exams after time limit or late certificate renewal.
    2. Discounts: The discounts may be available from time to time to certain categories of students such as defence / civil services, international / national / state level sportsmen / athletes in games / sports recognized by the Indian Olympic Association and Ministry of Sports & Youth Affairs, Government of India
    3. Fees / charges payable on account of late exam submissions, penalty, compensation due to damage of property, etc., as in clause 13 above.
  1. I solemnly affirm that I suffer from no medical condition or illness in body and mind. I am fit to enroll to and participate in your training programs. In event of my having a history or occurrence of any medical condition I will contact you before enrollment.
  2. WARRANTY DISCLAIMER: Please refer to terms & conditions, specific warranties and disclaimers for and on each training program / course and related learning resources. The enrolment to and / or purchase of training programs / courses (DVD, manual and attending the live training program) and possessing, using and / or allowing the use thereof indicates and confirms the purchaser / user’s acceptance of and agreement with these Terms and Conditions.